My CDs & IRAs

Certificates of Deposit

Product features:

  • Separate rate for Jumbo ($100,000 +)
  • Minimum balance to open $1,000
  • CD Terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, 60 months

Builder CD:

  • Minimum to open is $100. Term is 12 months. Deposits can be made into the account any time during the term of the CD.

CDARS (Certificate of Deposit Account Registry Service)

  • This is the most convenient way to enjoy access to full FDIC insurance on deposits of up to $50 million. With CDARS, you sign one agreement with Atantic Community Bank and receive one regular statement. Everything is handled through us. Your large deposit is broken into smaller amounts and placed with other institutions that are members of a special network, then, those members issue CD's in amounts under $100K so that your entire investment is eligible for FDIC insurance.

Money Market Max Account

  • This account is similar to CDARS mentioned above, however, the funds are invested into numerous money market accounts allowing your funds to remain liquid, as your money is not tied up in long term CD's.

Individual Retirement Accounts

Product features:

  • Minimum balance to open $1,000
  • Separate rate for Jumbo ($100,000 +)
  • IRA Terms: 12 months, 18 months, 24 months, 36 months, 48 months, 60 months.

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PO Box 3077 Bluffton, South Carolina 29910
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