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Card Services

Text Alerts

Atlantic Community Bank now offers another layer of protection to guard your debit card against fraud. Get a text message anytime your card is used for the purchases listed below.

Receive Text Messages For:

  • Purchases greater than $200
  • Out of state transactions
  • International transactions
  • Gas station transactions
  • Card not present (online purchases)
  • Declined authorizations
  • 5 or more transactions in 24 hours

Click here to learn more and sign up for text message alerts.


Access your money anytime, anywhere

We know its important for you to always have access to your money. As you travel the country and world, use your debit card or ATM card at ANY ATM worldwide and we will reimburse any ATM fee you may receive. 


Mobile Banking

Download our Mobile Banking app to stay up to date on all of your transactions and current balances. Give us a call at 843-815-7111 or stop by the bank to inquire about mobile deposit to be able to deposit checks straight from phone. You can even freeze your card directly from the app if you misplace your debit card.


Debit Card Convenience and Protection

With Atlantic Community Bank, there’s no wait for your Debit Cards. We make our cards in house, giving you the ability to select your own PIN and avoid waiting for a card in the mail. We also utilize the Visa Fraud Center for proactive protection against debit card fraud, giving you the peace of mind that should suspicious activity be detected, a block will be placed until you can be reached to verify. Should fraud occur, you’ll be able to get a brand new card by the end of the day! 


Report a Lost or Stolen Card

To Report a lost or stolen ATM or debit card, please call 1-866-546-8273. This line is available for cardholders 24 hours a day seven days a week. If you are traveling please contact the bank at 843-815-7111 to ensure your card will work while you are away.


Fraud Center Update

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud.

Here’s how it works:  

1. When possible fraud is detected, you will receive an automatic text alert, with the option to reply with“Fraud” or “No Fraud.” The text will come from 32874.

2. If you do not respond to the text notification, you will then receive an automated phone call to confirm or deny fraud. The phone number is 800-417-4592. The automated call will say, “This is the Fraud Center calling on behalf of Atlantic Community Bank calling for John Smith.” You will be asked to confirm recent transactions and if a charge is fraudulent, the call will be transferred to a fraud specialist.

3. An email will be sent to the address on file if you have not responded via text or phone call. The email will list recent charges and ask you to respond by phone to confirm or deny the charges.

4. Always remember: our fraud team will  never ask for your PIN, account number, or social security number.

The phone number for our Fraud Center is 1-800-417-4592.    Add this number to your phone contacts to ensure you know that the ACB Fraud Team is trying to get in touch!


Other Options

In addition to debit cards, we also offer ATM and credit card options. Ask any associate for details!

Your security is the top priority for us. Check out the precautions we take Here.