Small Business

Business Checking

Being a small business, we understand what it is to be a small business. We know it takes quality products to keep your finances organized and help your business thrive. With a wide range of options, personalized customer service, and unique business services, we make it easy to bank with us.


Atlantic Free Business Checking

A great, no monthly maintenance fee option for small businesses.

  •  No minimum opening balance
  •  No minimum daily balance
  •  First 150 items free (credits and debits)
  •  Excess item fee - .35 per item


Atlantic Access Business Checking

Higher volume? No problem. We’ve got an account for you.

  •  500.00 minimum opening balance
  • 500.00 minimum daily balance
  •  First 500 items (credits and debits)
  •  15.00 monthly maintenance charge*
  • 10.00 fee per month if daily balance drops below 500.00 required minimum balance


Atlantic Analysis Business Checking

Account designed for businesses with high volume transactions.

  •  500.00 minimum opening balance
  •  1,000.00 minimum daily balance
  •  Analysis fees: .40 per credit, .20 per debit, .10 per item deposited
  •  Earnings credit rate
  •  No fee for cashier checks
  •  Initial check order included
  •  15.00 monthly maintenance charge*
  •  10.00 fee per month if daily balance drops below 1,000.00 required minimum balance


Atlantic Community Checking

An interest bearing account for non-profits.

  • No minimum opening balance
  • No minimum daily balance
  •  First 150 items free (credits and debits)
  •  Excess item fee - .20 per item
  • Interest bearing on daily balance of 5,000.00 or higher


Atlantic IOLTA

Our Trust Account option for attorneys.

  •  No minimum opening balance
  •  No minimum daily balance
  •  No monthly maintenance chage
  • No fee for incoming wires
  • Interest bearing on daily balance of 5,000.00 or higher


Atlantic Business Sweep

Earn greater interest on your Operating funds.

  • 500.00 minimum opening balance
  •  65.00 monthly maintenance fee 
  • Interest bearing on daily balance of 5,000.00 or higher



*Monthly maintenance charge waived with the addition of any three products at the time of account opening. Options: e-statements, cash management, RDC, business credit card, merchant services, personal account, or initial loan relationship of 25,000.00 or higher.

Learn about our business services, including Remote Deposit Capture! Learn More.