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Personal Checking

As a community bank, our customers are our greatest asset. Period. We make it our priority to get to know both you and your personal banking needs, that’s why we offer loads of different products and services to meet those needs. Free online banking and bill pay, and a mobile app just to name a few.


Atlantic Free Checking

Looking for an account with no monthly maintenance fee? We’ve got you covered.

  • No minimum opening balance
  • No minimum daily balance


Atlantic Advantage Checking

Wanting an Interest Bearing account? We’ve got it!

  • 2,500.00 minimum opening balance
  • 2,500.00 minimum daily balance
  •  No fee for cashier checks
  •  Standard checks for life of account
  • Interest bearing on daily balance of 5,000.00 or higher 
  •  10.00 fee per month if daily balance drops below required 2,500 minimum balance
  •  Monthly fee waived with initial loan relationship of 25,000.00 of higher


Atlantic Active Checking

For customers that are 60 years of age or better.

  • 100.00 minimum opening balance
  • 100.00 minimum daily balance
  • Interest bearing on daily balance of 100.00 or higher
  • 10.00 fee per month if daily balance falls under 100.00 required minimum balance


Atlantic Academic Checking

Whether you’re staying close to home or heading away to school, this is a great option for students.

  • No minimum opening balance 
  •  No minimum daily balance 
  • Must have parent or guardian as a signer until the age of 18


Atlantic Health Savings Account

Cover medical expenses with your pre-tax dollars.

  • No minimum opening balance
  •  No minimum daily balance
  • 5.00 monthly maintenance fee
  • Interest bearing on daily balance

Bank from your mobile device from wherever you are. Learn More.