Dad, Mom, and daughter out shopping

Text Message Alerts

Easily Monitor Your Debit Card Activity

Now you can add an extra layer of security to guard your debit card against fraud. We're proud to introduce smsGuardian , a new text messaging service available to help you keep a close eye on any unusual debit card activity. 

Receive Text Messages For:

  • Purchases greater than $200
  • Out of state transactions
  • International transactions
  • Gas station transactions
  • Card not present (online purchases)
  • Declined authorizations
  • 5 or more transactions in 24 hours

If a transaction is legitimate, you can simply ignore the message. If the transaction is fraudulent, you can reply to the text alert with the code that you received and your Debit Card will be blocked from further use.


Sign Up Now!

How do you enroll for text message alerts?

Simply click on the "Enroll Now" button below to be directed to the enrollment page. Provide the requested information and authorize us to activate the service, and you're all set! 

Enrollment lasts for one year - at the end of one year you will receive a text message to re-enroll. Some mobile service providers require a 30-day subscription reminder message, so you may receive a message to remind you that you have enrolled in this service.

The frequency of text messages is based on your card usage. Alerts will be sent when a purchase meets the criteria listed above.

You may discontinue the receipt of alerts immediately by texting the word STOP in reply to any alert text message. You may unsubscribe from this service entirely   here . Cardholders can also discontinue alerts by texting the word STOP to 27576.

If you need help regarding the use of this service, reply to an alert message with the word HELP. You may also click on the “Service Usage Guide” link on the website or call (888) 868-8611.

Enroll Now



*Message and data rates may apply. View the Terms and Conditions of this service.

Debit card spending alerts wherever you are!